Cross-border payments, in motion.
Finpay is the UK-built software that lets your business move money across borders — cross border payments, real-time tracking, and built-in compliance, all through APIs.
Cross-Border Payments,
Without the Friction
Moving money across borders is slow, costly and complex to build. Finpay gives your team one platform to build on — fast, global, and compliant by default.
One Unified API
Replace fragmented bank integrations with a single connection to global payment rails — multi-currency, multi-method, one contract.
Built for Developers
Clean, well-documented APIs and infrastructure let teams ship cross-border payments and embedded finance in days, not quarters.
Fast Onboarding
Automated, high-fidelity verification gets new customers live quickly — without hassle.
Better FX & Processing
Competitive exchange rates and shorter processing times mean more of every payment reaches its destination.
Compliance, Built In
KYC, AML and screening run automatically across every transaction, so you scale across markets with confidence.
Global Coverage
Send across major currencies and markets from a single platform — wherever your customers are.
Live in three steps
Scope
Tell us what you need to move and where. We map everything that fit your business.
Build & Deploy
Build on a clean infrastructure along with docs, then go live in days — not quarters.
Scale globally
Add new currencies, methods and markets as you grow.
Intelligence built into
every transaction
Runs checks across every payment — reducing risk, catching fraud, and keeping money moving without manual bottlenecks.
Automated Compliance
Real-time risk scoring runs AML checks on every transaction, cutting manual review as you scale across markets.
Predictive Fraud Detection
Behavioural analytics flag suspicious transactions before they settle — protecting you and your customers.
Core Intelligence
Orchestrating FX, Settlement & Risk Protocols
One Platform,
Built on a Powerful API
Everything your team needs to build and scale cross-border payments — secure, reliable, and ready to integrate in days.
Multi-Rail Routing
Dynamic payment orchestration across multiple currencies, methods and global rails.
Real-Time Monitoring
Continuous screening and behavioural analytics across every payment flow.
Automated Compliance
Identity verification and screening built into every cross-border transaction.
Rapid Scaling
Built to manage high volumes of transactions.
Built for
Borderless Business
Coverage
Global & multi-currency
Speed
Near Real-time payments
Compliance
KYC & AML built in
Popular Payment Routes
We're building the simplest way for businesses to move money across borders — fast, transparent, and compliant by default.
Ready to move money across borders?
Talk to our team about bringing Finpay's cross-border payments infra into your product.